The Institute of E-Commerce and Payment Settlement of the School of Economics and Information Engineering was established in 2017. It was founded in 2005 by the Institute of E-Commerce and Payment of the School of Economics and Information Engineering. The Institute of E-Commerce and Payment Settlement has 11 in-service teachers and part-time professors, including 1 engineering academician, 2 central bank payment and settlement experts, 5 professor associate professors and 3 lecturers. The Institute has a master's degree in e-commerce for financial trade, and has two research directions: payment and settlement theory research and payment settlement system research in doctoral programs in economics and economics. The institute has a modern payment simulation laboratory of the People's Bank of China, and has undertaken several national and provincial-level scientific research projects. It has published and translated many important academic works and teaching materials, and cultivated the modern payment settlement talents that are urgently needed in China. The Institute relies on the China Payment System Research Center of Southwestern University of Finance and Economics, and has continuously developed into an important research and talent training base for China's financial industry and payment service institutions.
E-commerce and payment settlement research, so e-commerce as the background, with network economics and payment economics as the main theoretical basis, comprehensive economics, finance, management, computer science and other disciplines, study the trading theory and payment under the e-commerce environment Settlement theory, payment business innovation and industrial policy, focusing on e-commerce related capital flow and payment settlement issues, including digital currency and virtual currency research, online payment and mobile payment tool innovation, payment system efficiency and innovation, online payment risk and Regulatory theory and regulation, online payment credit theory and assessment technology, online finance and online banking. In terms of research methods and theories, the Institute has formed a theory of payment economics, bilateral market theory, network externality theory, long tail theory, precision marketing theory and technology, virtual community theory, payment complex network, payment settlement computer simulation, etc. Research features.
The Institute of E-Commerce and Payment and Settlement adheres to the philosophy of “Science and Technology, Capital and Economics,” and undertakes the responsibility of building and teaching management of financial trade e-commerce masters. It also provides scientific research and shared resources in the field of e-commerce. social service.
The Institute has three main research directions:
(a) Research direction: Payment and settlement theory research
This direction is based on the theory of payment economics and bilateral market theory, and studies the transfer mechanism and management methods of funds in online and offline transactions. Including payment settlement model research, payment settlement system and payment instrument research, Internet payment system and payment model research, payment settlement risk research, inter-country payment system comparative research, cross-border payment system research, payment policy and regulatory research, payment instrument pricing mechanism Research, bank payment settlement process design analysis, payment organization innovation research, bank card application research, payment culture and historical research.
(b) Internet finance and online banking research
Based on the theory of network economics, this direction mainly studies the influence of e-commerce on traditional finance theory and application, financial market and banking industry. Including network financial theory research, financial innovation research in network environment, online banking business and process analysis, online banking risk research, bank account capital transaction analysis and anti-money laundering research, interbank settlement mode and system research, electronic bill research, bank card application research, Electronic money research, bank account research, etc.
(c) e-commerce and e-government
This direction focuses on the impact of Internet technologies on traditional business organizations and government organizations. Including new e-commerce model research, mobile business model research, social network theory research, virtual community research, precision marketing and intelligent recommendation system research, corporate and government e-commerce planning, e-commerce strategy, government affairs disclosure mechanism research, government information resource sharing mechanism Research, Internet trust and scoring models.
Director: Associate Professor Haishan Tian